Growing or starting your herd can be difficult without the necessary funding. However, many lending programs don’t work for what you want to achieve and have terms that can weigh you down instead of helping you grow.
Alberta Breeder Finance Inc. is offered by producers like you so you can access the financing you need to start or increase your herd and successfully grow your operation. Unlike with other lenders, you have flexibility through lower deposit rates and 100% funding.
The ABFI program provides you with the funding you need to purchase breeders and cow-calf pairs.
New Program Updates
We are proud to offer our Bull Program for producers with a minimum of 20 cows on contract. We are also introducing our Youth Program for young producers who are 14-18 years old, which provides financing for up to 20 cows and one bull with a qualified co-signer.
Finally, our limit maximums jump up to $500,000 and $1,000,000 with additional credit assessment.
Why Choose ABFI to Grow or Start Your Herd?
ABFI is designed by producers like you, providing the financing to start or expand your herd and grow your operation. Unlike other lenders, ABFI offers flexible financing options such as:
100% Value Financing
for up to 6 year terms*. Costs include branding, pregnancy testing, commissions and clearing charges - excluding trucking.
10% Security Deposit
Use a pooled deposit or the equity in your cattle. 20% for Bull Program.
Loan Maximum
Up to $500,000 per operation, with exceptions up to $1,000,000 (subject to additional credit assessment).
Interest Rate
Prime + 0.90% (ATB Financial Prime rate is 5.95%, and effective rate is 6.85% as of October 24, 2024).
