Alberta Breeder Finance Inc.

Program Highlights

Program Details

Eligible Livestock:

Heifer calves, Bred Heifers, Bred Cows, Cow-Calf Pairs, Ewe Lambs and Yearling Ewes.

100% Value Financing for up to 6 year terms* (Costs include: branding, pregnancy testing, commissions and clearing charges, excluding trucking)

10% Security Deposit (Pooled Deposit) or use the Equity that you have in your own Cattle

Loan Max of $250,000 per operation, on exception to a maximum of $500,000 (additional credit assessment)

Interest Rate of Prime + 0.90% (ATB Financial Prime rate 7.2% and effective rate is 8.1% as at July 13, 2023)

Loan Terms

  • Heifer Calves - One Year Term
  • Bred Heifers - Five Year Term
  • Bred Cows (under 5yrs) - Five Year Term
  • Older Cows (over 5yrs) - Two Year Term
  • Cow/Calf Pairs (under 5yrs) - Five Year Term
  • Cow/Calf Pairs (over 5yrs) - Two Year Term
  • Ewe Lambs - Four Year Term
  • Yearling Ewes - Four Year Term

Maximum Per Head Loan Limits - effective December 12, 2023 

ABFI may adjust these amounts at anytime depending on market or other conditions.

Heifers (Open Replacement) to Breed:  $2,300/hd

Bred Heifers - $3,700/hd

Youthful Bred Cows (under 5yrs) : $3,700/hd

Older Bred Cows (over 5yrs) 2 yr loan:  $3,000/hd

Cow/Calf Pairs (under 5yrs):  $4,000/pair 

Cow/Calf Pairs (over 5yrs) 2 yr loan:  $3,500/pair  

Ewe Lambs: $260/hd

Yearling Ewes: $325/hd

If you have any further questions regarding ABFI, please contact your Local Feeder Association Administrator or ABFI office:

Ph: 587-635-5669 

Toll-Free: 844-333-3377

Fax: 1.587.635.5672
Email: [email protected]

More Information

0.5% of the Total Cattle Value will be Charged as the Loan Administration Fee

Administration fees are written into the loan.

Interest Rate: Prime + 0.9%

Payment or Sale of Cows or Calves
Choice of two dates; June 15th or December 15th

Proceeds from Cull sales are applied to the loan balance at time payment is received.